Pre-Owned 2021 Ford Explorer Limited Rear Wheel Drive Sport Utility
- VIN: 1FMSK7FHXMGB93033
- Stock: HG93033TQ
Pre-Owned 2021 Ford Explorer Limited
VIN: 1FMSK7FHXMGB93033STOCK: HG93033TQContact a Top Rated Specialist
Jessica Gauthier
Sales Consultant
Carrie Robinson
Sales Consultant
Anthony Rhodes
Sales Consultant
Walt Massey Chevrolet Specialists
Jessica Gauthier
Sales Consultant
Oct 30, 2026
We were pleased with the whole process of buying our new
We were pleased with the whole process of buying our new to us vehicle. Jessica Gauthier was helpful and professional in the sale and we are grateful for her consideration and willingness to answer our questions.
Oct 30, 2026
Jessica was wonderful helped me set up everything and
Jessica was wonderful helped me set up everything and showed me where everything was in the car
Oct 27, 2026
I traveled half way across the state to work with the
I traveled half way across the state to work with the Hattiesburg team. My agent (Jessica) is the exact model of what a dealership agent should be. She is polite and accommodating. She is not pushing you into anything and listens more than talking about what I need or what I can do. When you have that kind of person to work with, it is inevitable that you get what you want. The Walt Massey team supported her in every way.
Oct 22, 2026
Jessica was very helpful in the buying process and made
Jessica was very helpful in the buying process and made it easy and stress free. I was out of town for work when I found the truck and she made it to where it would be available for when I got home and could come down.
Oct 20, 2026
Inventory was as represented online.
Inventory was as represented online. Salesperson was easy to talk with, knowledgeable of vehicles, and genuine.
Carrie Robinson
Sales Consultant
Oct 23, 2026
Good deal with my truck going back sooner Love it much
Good deal with my truck going back sooner Love it much and hope it to go back
Oct 23, 2026
Very Professional!
Very Professional! She made my buying experience second to none. Very transparent and informative. I’ll definitely be a returning customer,
Oct 22, 2026
Carrie got me in and out of there in less then 2 hours.
Carrie got me in and out of there in less then 2 hours... Super friendly... Best dealership service experience I've experienced
Sep 29, 2026
Very professional, informative, friendly , helpful, very
Very professional, informative, friendly , helpful, very quick to respond to my questions and needs and and I purchased my vehicle in less than 24 hours after my first contact with the dealership!
Sep 19, 2026
For some months, I have been thinking about trading in my
For some months, I have been thinking about trading in my vehicle for a new one. Finally, I contacted Carrie, as she sold me the old one and said I want to get this vehicle in this color, etc. After emailing back and forth, mostly me asking a lot of questions, I called Carrie, and we worked on building exactly what I wanted. She gave me a great dollar amount for the trade-in, a great deal on the new 2027 and by paying cash, the bottom line was unbeatable! Cannot wait for it to arrive! Carrie and Walt Massey Chevrolet are the best!
Anthony Rhodes
Sales Consultant
Oct 29, 2026
BEST EVER!
BEST EVER!! There are the best I have ever done business with! Will continue to do all my business there and encourage everyone along the way!
Aug 05, 2026
Anthony Rhodes made my car shopping process so easy.
Anthony Rhodes made my car shopping process so easy. I’ll choose him anyday thank you💙
Aug 04, 2026
Very smooth process and working with both sales people
Very smooth process and working with both sales people was great they got me in a great car and made me very comfortable
Jul 22, 2026
Great dealership to work with.
Great dealership to work with. They made the car buying experience easy to navigate. Amazing staff all around. I would go here again for another vehicle.
Jul 03, 2026
Enjoyed the service my mother received buying her car.
Enjoyed the service my mother received buying her car. Anthony made her feel relaxed during her buying experience.
Heather McGee
Sales Consultant
Aug 19, 2026
Everyone was real friendly and very helpful.
Everyone was real friendly and very helpful. I’m enjoying my car and the fact that I don’t have to worry about it leaving me stranded.
Aug 04, 2026
Very smooth process and working with both sales people
Very smooth process and working with both sales people was great they got me in a great car and made me very comfortable
Jun 22, 2026
The experience was quick easy they gave me exactly what I
The experience was quick easy they gave me exactly what I wanted and love the experience. They did a great job
Jun 02, 2026
Heather was the nicest and the most patient sales lady
Heather was the nicest and the most patient sales lady anyone could have. Her computer kept crashing the whole time and she didn’t refrain from staying calm and continuing to help me get the insurance situated. If you go to waltmassey request her as your sales lady!!!!!
May 31, 2026
Heather and the rest of the crew at Walt Massey were very
Heather and the rest of the crew at Walt Massey were very friendly super helpful! Highly recommend this dealer to anyone looking for a new or pre owned vehicle!
BJ Fokakis
Sales Consultant
Mar 16, 2026
David was very professional, personable, knowledgeable,
David was very professional, personable, knowledgeable, and available to our every need. The deal was smooth and quick and never felt stressful. The finance man that completed our process was also amazing. The dealership itself seemed to have the goal of helping us rather than, as many other dealerships operate, the goal of profiting off of us at our detriment. We will likely buy another vehicle from this establishment in the future.
Mar 13, 2026
They worked with me for the deal I was looking for.
They worked with me for the deal I was looking for. The truck is awesome.
Mar 10, 2026
Jessica was great explaining how everything works on the
Jessica was great explaining how everything works on the vehicle. Nice job setting up the vehicle apps for later use.
Feb 14, 2026
I was very pleased with the service I received and would
I was very pleased with the service I received and would recommend to friends and family
Feb 14, 2026
BJ IS WINDERFUL.
BJ IS WINDERFUL. I hate a great experience with sales and finance. I couldn’t be more pleased
David Goldman
Sales Consultant
Sep 23, 2026
Very professional easy to deal with nice clean dealership
Very professional easy to deal with nice clean dealership vehicle was nice and clean with a full tank of gas
Aug 27, 2026
They were awesome at watt massey very helpful and kind
They were awesome at watt massey very helpful and kind great customer service with a very positive attitude i felt very welcomed
Jun 18, 2026
David and the team were great!
David and the team were great! Very professional and prompt with everything! Love the vehicle we purchased
Jun 17, 2026
This guy was phenomenal to work with!
This guy was phenomenal to work with! He was genuine and made the experience better than I ever thought it could be! I am very satisfied with my purchase and the staff!
Jun 17, 2026
David Goldman is the best!
David Goldman is the best! He guided me on what vehicle would be best suited to fit my needs. Thanks to his knowledge, we were able to find the best fit.
Colin Kirby
Sales Consultant
Aug 28, 2026
Very friendly, Affordable,great quality.
Very friendly, Affordable,great quality.No pressure or gimmicks.l love my Mercedes Benz M class ML 350
Aug 28, 2026
Very friendly, Affordable,great quality.
Very friendly, Affordable,great quality.No pressure or gimmicks.l love my Mercedes Benz M class ML 350
Aug 28, 2026
Nice , friendly,, No pressure also Nice cars trucks and
Nice , friendly,, No pressure also Nice cars trucks and SUVs. Good prices.just love my Mercedes Benz M class ML350.
Aug 26, 2026
Love my suv.
Love my suv.Great service ,really nice people .no pressure.Ive been referring them to everyone
Aug 12, 2026
We drove an hour and a half and got the car we intended
We drove an hour and a half and got the car we intended on getting. We are very pleased with the staff and the experience that we had. I will definitely recommend this company and be using them in the future.
Amya Palmer
Sales Consultant
Aug 07, 2026
Mya was my sales rep she was “Awesome”with helping me
Mya was my sales rep she was “Awesome”with helping me finding then perfect car! I had a great experience. Thank you
Jul 28, 2026
This was my first time dealing with this dealership and
This was my first time dealing with this dealership and it was a great experience. Amya was very sweet and professional. She answered any questions I had and took care of me very well! Continue doing great things Amya! 👏🏾😊
Jul 21, 2026
One thing that I could say about the dealership and a
One thing that I could say about the dealership and a sales person who helped me they went above and beyond expectations to give me the greatest deal on a car. All I can say is that I will be a lifetime returning customer.
Jun 09, 2026
I went to 3 Chevrolet dealerships in Jackson MS.
I went to 3 Chevrolet dealerships in Jackson MS. All 3 were a nightmare to deal with. Driving from Jackson to Hattiesburg MS to buy my truck was my best move yet. We worked out the details over the phone. I drove to Hattiesburg to purchase the truck. I was in and out of the dealership in less than 2 hours.
May 05, 2026
The truck i bought was nice but I feel it could have been
The truck i bought was nice but I feel it could have been cleaned up to be more presentable instead of selling it being so dusty and smoky on the inside and someone could have put a little bit of gas in it with it being on empty. I mean I know it said AS IS but xxxx but overall its ok
Chandler Burt
Sales Consultant
Oct 02, 2026
The entire team at Walt Massey were very helpful.
The entire team at Walt Massey were very helpful. I didn't feel pressured to purchase a vehicle. They listened to what I wanted & did their best to meet those wants. I felt very appreciated as a customer.
Sep 29, 2026
Good pricing, good service.
Good pricing, good service. Chandler did a great job working with me. Definitely recommend him.
Sep 05, 2026
Good honest people who was able to help out an get us
Good honest people who was able to help out an get us rolling thanks chandler your the man
Jun 11, 2026
Everyone was very friendly.
Everyone was very friendly. No pressure and answered questions honestly. Chandler was very patient waiting on my wife and I to decide what to do.
May 21, 2026
Smooth and easy process!
Smooth and easy process! Chandler and Cassie were both great! Very helpful and not pushy like the extended warranty guy!
Frederick Conner
Sales Consultant
Aug 28, 2026
Very friendly, Affordable,great quality.
Very friendly, Affordable,great quality.No pressure or gimmicks.l love my Mercedes Benz M class ML 350
Aug 28, 2026
Very friendly, Affordable,great quality.
Very friendly, Affordable,great quality.No pressure or gimmicks.l love my Mercedes Benz M class ML 350
Aug 28, 2026
Nice , friendly,, No pressure also Nice cars trucks and
Nice , friendly,, No pressure also Nice cars trucks and SUVs. Good prices.just love my Mercedes Benz M class ML350.
Aug 26, 2026
Love my suv.
Love my suv.Great service ,really nice people .no pressure.Ive been referring them to everyone
Jul 31, 2026
I had a very pleasant experience with the purchase of my
I had a very pleasant experience with the purchase of my car. Everyone was very friendly and helpful.
History Report
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Basic Info
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YEAR:2021
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MAKE:Ford
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MODEL:Explorer
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TRIM:Limited
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Exterior:Iconic Silver
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Interior:Ebony
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Engine:4 Cylinder Engine
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BODY:Sport Utility
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Transmission:10-Speed Shiftable Automatic
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Drivetrain:Rear Wheel Drive
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FUEL TYPE:Gasoline Fuel
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Mileage:107,595
Key Features
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Adaptive Cruise Control
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Backup Camera
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Blind Spot Monitor
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Bluetooth
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Fog Lights
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Interior Accents
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Navigation System
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Parking Sensors / Assist
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Side-Impact Air Bags
Description
No Accidents!
WHOLESALE TO THE PUBLIC – AS-IS VEHICLE DISCLOSURE This vehicle is part of our Wholesale to the Public inventory and is offered AS-IS at a discounted price. Most pre-owned vehicles at Walt Massey Auto Group go through a full reconditioning process and include customer benefits such as our 3-Month / 3,000-Mile Limited Warranty and 3-Day Money-Back Guarantee. This vehicle does NOT qualify for those programs. Vehicles in our Wholesale to the Public inventory are typically trade-ins that do not meet our retail reconditioning standards due to factors such as age, mileage, cosmetic condition, or potential mechanical needs. Rather than sending these vehicles directly to auction, we make them available to the public at wholesale pricing for customers who prefer to handle repairs or restoration themselves.
Transparency Disclosure
- This vehicle has not undergone our full retail inspection or reconditioning process.
- It may have mechanical, electrical, cosmetic, or maintenance issues present now or in the future.
- Warning lights, fluid leaks, wear items, or other concerns may exist and may not be repaired by the dealership.
- The vehicle is sold AS-IS, WITH ALL FAULTS, with no dealer warranty and no implied warranties.
Program Exclusions
- This vehicle does NOT include the Walt Massey 3-Month / 3,000-Mile Limited Warranty.
- This vehicle does NOT qualify for the Walt Massey 3-Day Money-Back Guarantee.
- This vehicle does NOT qualify for post-sale repairs, exchanges, or returns.
- All responsibility for the vehicle transfers to the buyer at the time of delivery.
Buyer Inspection Encouraged
- Buyers are encouraged to inspect the vehicle personally.
- Review the vehicle’s condition carefully prior to purchase.
- Have the vehicle inspected by a mechanic of your choosing before purchase.
Who These Vehicles Are Best For
- Buyers comfortable handling repairs.
- Customers working with their own mechanic.
- Transportation buyers seeking the lowest upfront price.
- Project vehicles or secondary transportation.
Vehicle Details
Exterior
- Steel Spare Wheel
- Body-Colored Front Bumper w/Metal-Look Bumper Insert
- Body-Colored Rear Bumper w/Black Rub Strip/Fascia Accent and Metal-Look Bumper Insert
- Black Side Windows Trim, Black Front Windshield Trim and Black Rear Window Trim
- Chrome Bodyside Insert, Black Bodyside Cladding and Black Wheel Well Trim
- Chrome Door Handles
- Fixed Rear Window w/Wiper and Defroster
- Deep Tinted Glass
- Speed Sensitive Rain Detecting Variable Intermittent Wipers
- Galvanized Steel/Aluminum Panels
- Lip Spoiler
- Metal-Look Grille w/Chrome Surround
- LED Brakelights
- Headlights-Automatic Highbeams
- Perimeter/Approach Lights
- Front Fog Lamps
- Laminated Glass
Interior
- 8-Way Driver Seat
- Passenger Seat
- Heated Leather Steering Wheel
- Illuminated Front Cupholder
- Rear Cupholder
- Compass
- Remote Releases -Inc: Power Cargo Access
- Keypad
- HomeLink Garage Door Transmitter
- Cruise Control w/Steering Wheel Controls
- Adaptive Cruise Control with Stop-and-Go
- HVAC -inc: Underseat Ducts and Headliner/Pillar Ducts
- Locking Glove Box
- Driver Foot Rest
- Interior Trim -inc: Piano Black/Metal-Look Instrument Panel Insert, Piano Black/Metal-Look Door Panel Insert, Piano Black Console Insert and Chrome/Metal-Look Interior Accents
- Full Cloth Headliner
- Leatherette Door Trim Insert
- Driver And Passenger Visor Vanity Mirrors w/Driver And Passenger Illumination, Driver And Passenger Auxiliary Mirror
- Day-Night Auto-Dimming Rearview Mirror
- Full Floor Console w/Covered Storage, Mini Overhead Console w/Storage, Full Console w/Storage and 4 12V DC Power Outlets
- Front And Rear Map Lights
- Rear Carpet Floor Trim
- Cargo Area Concealed Storage
- Cargo Space Lights
- Voice-Activated Touchscreen Navigation System -inc: pinch-to-zoom capability, SiriusXM Traffic and Travel Link, Note: SiriusXM Traffic and Travel Link includes a 5-year prepaid subscription, SiriusXM Traffic and Travel Link service is not available in Alaska or Hawaii, After your trial period ends, Sirius XM audio and data services each require a subscription sold separately, or as a package, by SiriusXM Radio Inc, See SiriusXM customer agreement for complete terms at www.siriusxm.com, All fees and programming subject to change, Trial subscriptions not available in Alaska and Hawaii
- Driver / Passenger And Rear Door Bins
- Delayed Accessory Power
- Driver Information Center
- Outside Temp Gauge
- Analog Appearance
- Redundant Digital Speedometer
- 2 Seatback Storage Pockets
- Front Center Armrest and Rear Single Seat Mounted Armrest
- Seats w/Leatherette Back Material
- Manual w/Tilt Front Head Restraints and Manual Adjustable Rear Head Restraints
- Securilock Anti-Theft Ignition (pats) Immobilizer
- Perimeter Alarm
- Air Filtration
- 4 12V DC Power Outlets
Entertainment
- Streaming Audio
- Integrated Roof Antenna
- 12 Speakers
- Regular Amplifier
- Digital Signal Processor
- Bluetooth Wireless Phone Connectivity
- 2 LCD Monitors In The Front
Mechanical
- Engine: 2.3L EcoBoost I-4 -inc: auto start-stop technology
- 3.58 Non-Limited-Slip Rear Axle Ratio
- GVWR: TBD
- 50 State Emissions System Flexible Fuel Vehicle (FFV) system is standard equipment for vehicles with the 3.3L Ti-VCT V6 FFV engine.
- Transmission w/Driver Selectable Mode
- Rear-Wheel Drive
- Engine Oil Cooler
- Battery w/Run Down Protection
- Regenerative Alternator
- Towing Equipment -inc: Trailer Sway Control
- Gas-Pressurized Shock Absorbers
- Front And Rear Anti-Roll Bars
- Electric Power-Assist Speed-Sensing Steering
- 17.9 Gal. Fuel Tank
- Dual Stainless Steel Exhaust w/Chrome Tailpipe Finisher
- Strut Front Suspension w/Coil Springs
- Multi-Link Rear Suspension w/Coil Springs
- 4-Wheel Disc Brakes w/4-Wheel ABS, Front And Rear Vented Discs, Brake Assist, Hill Hold Control and Electric Parking Brake
Safety
- Ford Co-Pilot360 Assist 2.0 - Lane Centering
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Ford Co-Pilot360 - BLIS (Blind Spot Information System) Blind Spot
- Ford Co-Pilot360 - Pre-Collision Assist with Pedestrian Detection
- Cross-Traffic Alert
- Collision Mitigation-Front
- Driver Monitoring-Alert
- Forward and Reverse Sensing System Front And Rear Parking Sensors
- Aerial View Camera System
- Evasion Assist
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Safety Canopy System Curtain 1st, 2nd And 3rd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- Mykey System -inc: Top Speed Limiter, Audio Volume Limiter, Early Low Fuel Warning, Programmable Sound Chimes and Beltminder w/Audio Mute
- Rear Child Safety Locks
- Outboard Front Lap And Shoulder Safety Belts -inc: Height Adjusters and Pretensioners
- Back-Up Camera w/Washer
- Front Camera
- Left Side Camera
- Right Side Camera
Tech Specs
- Vehicle Name: Ford Explorer
- Body Style: Sport Utility
- Drivetrain: Rear Wheel Drive
- EPA Classification: Standard SUV 2WD
- Passenger Capacity: 6
- Passenger Volume: 152.7
- Base Curb Weight: 4345
- Fuel Economy Est-Combined: 24
- EPA Fuel Economy Est - City: 21
- EPA Fuel Economy Est - Hwy: 28
- Dead Weight Hitch - Max Trailer Wt.: 5000
- Dead Weight Hitch - Max Tongue Wt.: 500
- Wt Distributing Hitch - Max Trailer Wt.: 5300
- Wt Distributing Hitch - Max Tongue Wt.: 530
- Maximum Trailering Capacity: 5300
- Engine Order Code: 99H
- Engine Type: Intercooled Turbo Premium Gasoline I-4
- Displacement: 2.3 L/140
- Fuel System: Direct Injection
- SAE Net Horsepower @ RPM: 300 @ 5500
- SAE Net Torque @ RPM: 310 @ 3500
- Trans Order Code: 44T
- Trans Type: 10
- Trans Description Cont.: Automatic w/OD
- Trans Description Cont. Again:
- First Gear Ratio (:1): 4.71
- Second Gear Ratio (:1): 3.00
- Third Gear Ratio (:1): 2.15
- Fourth Gear Ratio (:1): 1.77
- Fifth Gear Ratio (:1): 1.52
- Sixth Gear Ratio (:1): 1.27
- Reverse Ratio (:1): 4.88
- Final Drive Axle Ratio (:1): 3.58
- Tons/yr of CO2 Emissions @ 15K mi/year: 7.4
- Suspension Type - Front: Strut
- Suspension Type - Rear: Multi-Link
- Suspension Type - Front (Cont.): Strut
- Suspension Type - Rear (Cont.): Multi-Link
- Front Tire Order Code:
- Rear Tire Order Code:
- Spare Tire Order Code:
- Front Tire Size: P255/55HR20
- Rear Tire Size: P255/55HR20
- Spare Tire Size: Compact
- Front Wheel Size: 20 X 8
- Rear Wheel Size: 20 X 8
- Spare Wheel Size: Compact
- Front Wheel Material: Aluminum
- Rear Wheel Material: Aluminum
- Spare Wheel Material: Steel
- Steering Type: Rack-Pinion
- Brake Type: 4-Wheel Disc
- Brake ABS System: 4-Wheel
- Disc - Front (Yes or ): Yes
- Disc - Rear (Yes or ): Yes
- Front Brake Rotor Diam x Thickness: 13.6
- Rear Brake Rotor Diam x Thickness: 12.6
- Drum - Rear (Yes or ):
- Rear Drum Diam x Width:
- Fuel Tank Capacity, Approx: 17.9
- Front Head Room: 40.7
- Front Leg Room: 43
- Front Shoulder Room: 61.8
- Front Hip Room: 59.2
- Second Head Room: 40.5
- Second Leg Room: 39
- Second Shoulder Room: 61.9
- Second Hip Room: 59.1
- Third Head Room: 38.9
- Third Leg Room: 32.2
- Third Shoulder Room: 54.6
- Third Hip Room: 40.9
- Wheelbase: 119.1
- Length, Overall: 198.8
- Width, Max w/o mirrors: 78.9
- Height, Overall: 70.2
- Track Width, Front: 66.9
- Track Width, Rear: 66.9
- Min Ground Clearance: 8.2
- Cargo Area Length @ Floor to Seat 1: 83.9
- Cargo Area Length @ Floor to Seat 2: 49.8
- Cargo Area Length @ Floor to Seat 3: 20.8
- Cargo Area Width @ Beltline: 59
- Cargo Box Width @ Wheelhousings: 48.1
- Cargo Box (Area) Height: 32.8
- Liftover Height: 32.8
- Cargo Volume to Seat 1: 87.8
- Cargo Volume to Seat 2: 47.9
- Cargo Volume to Seat 3: 18.2
- Seventh Gear Ratio (:1): 1.00
- Eighth Gear Ratio (:1): 0.85
- Gross Traction Battery Capacity (kWh):
- Model Group: Explorer
- Vehicle Segment: Intermediate Sport Utility
- Vehicle Type: Sport Utility
- Engine Displacement Units: 2.3
- Engine Camshaft: DOHC
- Engine Block Type: aluminum
- Engine Cylinder Count: 4
- Engine Valve Count: 4
- Country of Origin: United States MPV
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Contact Us
(601) 584-8451Price excludes tax, title, license, and a $425 dealer documentation fee. The dealer documentation fee is a standard charge applied to all retail transactions.
All advertised prices reflect dealer pricing and available incentives as applicable. Certain rebates may not be compatible with special finance or lease offers.
Vehicles subject to prior sale. Availability and location may vary.
We make every effort to ensure pricing accuracy. In the event of a clear and obvious pricing error (including typographical or system-related errors), the dealership reserves the right to correct such errors and will not be obligated to honor inaccurate pricing.
Terms may vary with approved credit. Monthly payment estimates are based on a 72-month term, 5.9% interest, and 20% downpayment. Walt Massey Savings | Discounts are available to everyone. For questions, call (601) 329-0261 or visit us at the dealership.
EPA mileage ratings are estimates only, and actual mileage may vary. For used vehicles, MPG estimates are based on EPA ratings when the vehicle was new.
Walt Massey 3-Day Money Back Guarantee
You’re guaranteed an exchange under the following conditions. The vehicle must be returned to the dealership where it was purchased or leased within three (3) business days prior to 5 PM CST. If the final day falls on a day when the dealership is closed, the period is extended by one day.
The vehicle must be in like-new condition, free from dents, scratches, stains, smoke, pet odors, or other damage, and must not have been involved in an accident.
The vehicle must have been driven less than 300 miles. If driven over 300 miles, a fee of $1.00 per additional mile will be charged.
Complimentary 3-Month/3,000-Mile Powertrain Coverage on Every Used Car:
Every eligible used car purchased comes with 3-Month/3,000-Mile Powertrain Coverage through Owner Services, Inc. This coverage includes key component protection for the engine, transmission, and drive axle, as well as towing assistance and rental reimbursement for added peace of mind. Exclusions:
Certain vehicles do not qualify for the Powertrain Coverage, including As-Is used vehicles, high-performance vehicles, and specific models listed under program restrictions. See the dealer for details or refer to the full coverage terms.