Auto Financing Application

Auto Loan Financing at Walt Massey Chevrolet Near Oak Grove

At Walt Massey Chevrolet, we understand that financing is a crucial aspect of purchasing a new or used car. That's why we offer competitive used car finance rates and terms to ensure you find the perfect vehicle that fits your Oak Grove lifestyle. You might be asking, “How do I finance my car?” Check out our finance center–our finance experts are here to provide you with personalized guidance throughout the financing process. We’ll even help you get pre-qualified for financing–making it a seamless and hassle-free experience to apply for auto loan financing.

What You Should Know About Car Financing Rates

Now it’s time to apply for auto loan financing! To make financing simple, you can apply for a car loan right from our website. Once you've explored our extensive inventory and found the car that catches your eye, simply fill out our secure online finance application to get pre-qualified for used car finance.

Understanding Interest Rates

Interest rates play a significant role in determining the overall cost of financing your car. Several factors influence your interest rate, including the loan amount, loan duration, and your credit score. On average, most drivers in the Petal area fall within the following interest rate brackets:

  • 800 – 740: 8.25% interest rate (on average)
  • 739 – 680: 9.25% interest rate (on average)
  • 680 and below: 10.25% – 13.9% interest rate (on average)

Based on standard rates, ask your dealer about incentivized finance options that you may qualify for. Remember that your credit score heavily influences your used car finance rates. To apply for auto loan financing and increase your chances of securing a lower rate, we recommend reviewing your credit report before submitting your application.

Simplify Your Car Financing Journey with Pre-Qualification

Getting pre-qualified for car financing is a crucial step that simplifies the entire financing process. Pre-qualification involves assessing your financial information to determine the loan amount you qualify for before you start shopping for a car:

  • Fill out our secure online finance application.
  • Provide details about your income, employment, and financial history.
  • Our finance experts will promptly review your application.
  • You will receive information about the loan amount you're eligible for.

Why Should You Finance at Walt Massey Chevrolet?

You may have started your car buying journey by asking “How do I finance my car?” At Walt Massey Chevrolet we make it our mission to provide you with hands-on assistance. We know that financing a car can be an intimidating experience and we strive to provide a transparent and hassle-free process.

Contact us today to learn more about our car financing options and embark on the journey to owning the vehicle of your dreams.


Walt Massey Chevrolet 31.31, -89.31.